iPhone 4 and iPhone 4S - Their Differences

iPhone 4 and iPhone 4S - Their Differences

By Sethe Gomez

                   When the iPhone 4S came out with the same form factor as its predecessor the iPhone, a lot of people were astonished. The latest iPhone received mixed reactions from the public. Many were dismayed as they were expecting a bigger screen on the 4S. There are also others who felt that the few changes in the phone's specs were enough to keep Apple with its Android and Windows Phone competitors. We all know that this is not Apple's first attempt to stick with their old and famous design. The same happened with the iPhone 3GS and the iPhone 3G.

                   Let us now talk about the phone's design. If you look at the two handsets, you will notice that almost everything on its outer appearance is the same. This is even true with the phone's dimensions (115.2 x 58.6 x 9.3mm), the only difference is that the latest handset from Apple is a bit heavier than its predecessor. It now weighs at 140 grams while the other one is only at 137 grams. The two differs slightly due to the placement of the buttons. The buttons of the 4S are raised a bit compared to its predecessor. It is that hard to tell the 4S from its predecessor this if you are looking at them from a distance.

                   Let us now talk about the camera. The phone's physical appearance may not be that different but Apple made sure that the latest iPhone is better than its predecessor. This is most especially true if you check out the phone's innards. One of the biggest upgrade is the phone's camera. The older model uses a 5MP camera while the latest one is equipped with a whopping 8MP camera. Also, the addition of the new 1080p on the handset is a welcomed change. The phone's photo and video resolutions are now made better. This is all thanks to the phone's 5 element lens.

                  The said lens totes an aperture of f/2.4 and is backed up by the new CMOS sensor with backside illumination. It also comes with a new Hybrid IR filter for a more realistic color rendering. You will end up with snappy and accurate colors at all times. You will also enjoy videos in 1080p and in full HD.

                 Let's now move on to the Software. The latest iOS5 contains tons of new features. But the good news is, iPhone 4 users shouldn't feel that bad at all. This is of course with the exception of the now famous Siri. But then again, all of the iOS5 features can also be found on the 4th generation iPhone. The only difference is that the 4S is packed with a faster and snappier A5 chip for its processor.

                 These are just some of the differences between the iPhone 4 and the iPhone 4S.

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CreditSesame Home Loan

Credit Sesame Offers New Mortgage-Comparison Tool

Anyone who has tried to evaluate mortgage options knows how mind-boggling it can be to compare different types of loans. Does an adjustable rate make sense? What about a 15-year loan? Is refinancing worth the upfront costs?

A new online tool from the financial Web site Credit Sesame, called a mortgage value map, aims to help simplify mortgage comparison shopping for the purchase of a new home or the refinance of an existing house.

“Most consumers simply want to know which loan costs the least or saves the most or has the lowest payments,” said Adrian Nazari, founder and chief executive of Credit Sesame, but gleaning that information from various loans of differing structures is a “daunting task.”

The tool’s simple user screen sits on top of complex analytical technology developed at Stanford University, Mr. Nazari said. The tool takes the information you enter — like the loan balance and interest rates, the number of years until the loan is paid off and estimates of your credit score and income — and applies it to available loans. It then produces a chart showing the lowest-cost option as well as the others so you can compare. For instance, in some cases a variable rate loan might be the lowest-cost option. But if you only want to consider fixed-rate loans, you can simply move down the list to the least-costly fixed-rate option.

For refinances, “it gives you the option that saves you the most, compared to your existing loan,” Mr. Nazari said, adding that the visual component makes the information especially easy for consumers to digest.

The tool would have been especially helpful before the housing collapse, he said, because it helps borrowers see that a lower payment might be attractive, but it may not mean that the loan is cost effective in the long run.

The tool also lets you play around with different variables — like the length of time you expect to hold the loan — to see how that affects the cost of the various choices.

The site works with a broad range of large national lenders and accesses about 80 percent of the mortgage market, he said. The lenders don’t pay a fee to be included in the tool, but they do pay Credit Sesame a fee if a consumer ends up borrowing money after finding the offer through the tool, he said.

Check out the tool and let us know what you think in the comments section.

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credit : http://bucks.blogs.nytimes.com/2012/02/28/credit-sesame-offers-new-mortgage-comparison-tool/

Get Free - Walmart $1000 Gift Card

Get Free -Walmart $1000 Gift Card : Everyone loves shopping at Walmart because they have the best bargains on everyday products for great prices. Walmart is also listed as one of the worlds’s largest department stores where millions of people come to shop everyday. With gift cards from Walmart shopping is convenient, fun and rewarding. Now imagine shopping with a free gift card from Walmart, which will enable you to buy products ranging from electronics, groceries, apparel, game consoles, jewelry, 3D TV’s to car accessories.

How To Get A Free Walmart Gift Card

Online market research companies are always giving away free stuff. Many market research companies giveaway Walmart gift cards free in the exchange for completing a survey or completing a free offer. These offers are free trials and range in variety. After entering valid information such as your zip code or email address, your next step to obtaining your free Walmart gift card is to complete a survey or sign up to whichever offer that appealing. After you find an offer that you like, remember to always check the cancellation policy of the offer you choose. You typically have at least 30 to 90 to try the offer or product, in which you plenty of time to cancel if you don’t want it. After you have completed the requirements it usually take around 7 days for the market research company to verify that the the offer is complete. After its verified you will receive your $1000 free Walmart gift card sent to you. You can cancel any offers that you do not want to keep. After all you are getting a $1000 Walmart gift card free, just for trying out products for free.

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